Quality pre-owned cars, trucks, and SUVs — every one priced below the twenty-thousand mark. Inspected by factory-trained GM technicians. Backed by all-credit financing. Picked for the way Iowa families actually drive.
At Kemna Chevrolet, we believe finding a reliable and affordable vehicle shouldn't be a hassle. That's why we offer a diverse selection of pre-owned cars, trucks, and SUVs priced under $20,000.
Whether you're looking for a commuter car for the run to Fort Dodge, a family-friendly SUV for the school drop-off in Mason City, or a durable truck for the farm work between Algona and Emmetsburg, you'll find high-quality options that fit your budget and lifestyle right here at our dealership in Algona, IA.
Get started below and explore our current selection — or call our team at 515-337-2796 and tell us what you're looking for.
Use the filters below to narrow the list, or call our team and we'll do the picking for you. Every vehicle on this page is priced under $20,000 and reconditioned in our Algona service department.
Under-$20K doesn't mean compromising on reliability — if you know what to ask. Here's how our sales team helps Iowa families pick a budget-friendly vehicle that lasts.
Reconditioning matters more than price.
Every used vehicle on our lot goes through a multi-point inspection by our factory-trained GM technicians. Tires, brakes, fluids, battery, exhaust, suspension — we fix what needs fixing before it hits the front line, so you're not paying for repairs the day after delivery.
A reliable Chevy beats a cheap import.
A $14,000 used Chevy Equinox with a documented service history will cost less to own over five years than a $9,000 unknown-history import that needs a transmission. We help you compare actual total cost — including financing, insurance, fuel, and likely repairs — not just the price tag.
Get pre-approved before you shop.
Our finance team works with multiple lenders for buyers across the credit spectrum — including first-time buyers and customers rebuilding credit. Knowing your real monthly budget before you walk the lot keeps you focused on the right vehicles. Get pre-approved ?
The questions our team hears most often from Iowa buyers shopping the under-$20K lot.
May not represent actual vehicle. (Options, colors, trim and body style may vary)
The Manufacturer's Suggested Retail Price excludes tax, title, license, dealer fees and optional equipment. Dealer sets final price.
Our inventory of vehicles under $20K includes a variety of makes and models, ensuring you’ll find the perfect match for your needs. From sleek sedans to spacious SUVs and rugged trucks, each vehicle is inspected for quality and reliability so you can drive away with confidence.
At Kemna Chevrolet, we’re proud to serve Algona, IA, and the surrounding communities like Whittemore to Wesley & Beyond with exceptional customer service and a hassle-free car-buying experience. Our friendly and knowledgeable team is here to guide you through every step of the process, from browsing our inventory to driving off in your new-to-you vehicle.
Explore our inventory of cars under $20K online, or visit us to see them for yourself. Let us help you find a dependable, budget-friendly vehicle that’s perfect for you.
